Family Health Insurance
Family Health Insurance is a comprehensive health plan designed to cover medical expenses for your entire family – including you, your spouse, children, and sometimes even dependent parents – under one plan with a shared sum insured. Your family’s health is priceless, and protecting it should always be a top priority. Family Health Insurance provides a single policy that covers all your loved ones under one umbrella, ensuring financial security during medical emergencies.
Health Insurance Covers
- Hospitalization Expenses
- Day-care Treatments
- Pre-& Post-Hospitalization
- Critical Illness Coverage
- Tax Benefits
- Wellness Benefits
Medical Insurance Coverage Inclusions
Hospitalisation Expenses
Pre- and post-hospitalisation Expenses
AYUSH Cover
COVID-19 Treatment
Ambulance Expenses
Daycare Procedures
Global Cover for Planned Hospitalisation
Pre-Existing Illnesses
Preventive Health Check-up Expenses
Infertility Treatment Expenses
Domiciliary Hospitalisation
Out-patient Treatment
Medical Insurance Coverage Exclusions
Self-inflicted Injuries: Attempted self-inflicted injuries treatment, including suicide, are not covered by health insurance plans.
Cosmetic Surgery Expenses: Cosmetic surgeries are not covered under health insurance coverage unless required due to any accident.
Illness or injuries Resulting from Nuclear Perils: Health insurance does not cover illnesses or injuries caused by nuclear perils or attacks.
Health Insurance Covers*/Add-ons/Riders
- Critical Illness Cover
- Preventive Annual Health Check-Up
- Accident Cover
- Day Care Procedures
- Domestic Second Opinion Rider
- International Second Opinion
- Emergency Assistance Services
- Inflation Protect
- Cumulative Bonus Shield
- Carry Forward Unutilised Sum Insured
- Vaccination Cover
- Consumables Expenses
- Daily Cash Allowance
- Voluntary Co-Payment
- Room Eligibility Modification
- Premium Waiver Benefit
- Modification in Pre-Existing Disease Waiting Period
- Waiver of Age Linked Co-Payment
- Extension of Pre and Post-Hospitalization Cover
- High-End Diagnostics
- OPD Treatment
- OPD Dental Treatment
- Global Cover for Planned Hospitalization
- Compassionate Travel
- First Year Vaccinations
- Domiciliary Treatment
- Emergency Air Ambulance Cover
- Prolonged Hospitalization Benefit
- Wellness Services
- Wellness Program
- Daily Cash For Accompanying An Insured Child
- Daily Cash For Choosing Shared Accommodation
- Hearing Aid
- Maternity Cover
- Delivery Complications Cover